Deduct your total expenditure from your total income.

Outcome:

More income than expenditure?

Divide the ‘excess’ by the number of weeks in your year (e.g. 39)

The result is how much you can spend on any costs not included in your budget

Don’t think it’s enough?

Explore how you can reduce your spending and/or increase your income.

See Tips on how to increase income and Tips on how to reduce expenditure

More expenditure than income?

Explore how you can reduce your spending and/or increase your income to ‘plug’ the gap.

See Tips on how to increase income and Tips on how to reduce expenditure

Further information:

• Student budget examples
• Tips on how to increase income
• Tips on how to reduce expenditure
• Simple budget calculator for pre-entry students
• Contact us for individual advice
• University Hardship Funds